Lending operations,
origination to recovery.
Non-banking lenders run the full lending lifecycle on ZyroAI — origination, underwriting, disbursal, servicing, and collections. With AI woven into every decision and co-lending ready out of the box.
The problems we solve here.
Fragmented lending stack
Origination to collections on one platform. Configurable products, and no stitched-together vendor chain to maintain.
Manual underwriting
Underwriting signals sharpen the credit call and cut time-to-yes.
Costly collections
Recovery goes up. Cost-to-collect goes down. Voice AI and workflow automation do the repetitive half.
Portfolio risk & fraud
Risk intelligence runs continuously across the book, flagging fraud and early-warning signals before they become write-offs.
Products NBFCs deploy first
Loan Management System
End-to-end lending on one platform. Origination, servicing, and collections.
Real-time risk and fraud intelligence across the portfolio.
Voice AI Agents
Multilingual voice. Reminders, support, collections.
The full lending machine.
From first application to final repayment. Every stage runs on one platform.
Origination to collections
The Loan Management System covers onboarding, underwriting workflows, disbursal, servicing and collections in one system of record.
Underwriting signals
ZyroAI Sentinel adds behavioral and transactional risk signals to your credit decisioning — explainable scores, not black boxes.
Instant KYC
Digital KYC verifies borrowers in minutes with OCR and Aadhaar/PAN checks. Lower drop-off at the top of your funnel.
Smarter collections
Voice AI agents and WhatsApp automation run repayment reminders and collection conversations in the borrower’s own language.
End-to-end lending, fully digital.
Lend smarter.
Collect better.
Tell us what’s breaking and we’ll tell you what we’d fix first.