Is money deducted with IMPS error RM0?

Axis Bank's list doesn't say at which step this code is raised. Most failed IMPS payments are not debited; check your statement. If you were debited and the payment failed, the money is due back by the next working day (T+1).

IMPS error codes / RM0

IMPS response code

IMPS error RM0: Original request not found

Bank descriptionOriginal Request Not Found FAILED

Source: Axis Bank, IMPS Response Codes for H2H/API. These are IMPS response codes as one bank publishes them; other banks use the same codes but may word them differently.

What it means

The original request wasn't found, typically when a status check or a follow-up refers to a transaction the system has no record of.

Was money deducted?

Axis Bank's list doesn't say at which step this code is raised. Most failed IMPS payments are not debited; check your statement.

When does the money come back?

If you were debited and the payment failed, the money is due back by the next working day (T+1).

Which side caused it?

Not stated in the source.

Bank guidance on retrying

Reinitiate with same CRN

If money left your account. Under RBI's turnaround-time rules (circular DPSS.CO.PD No.629/02.01.014/2019-20, 20 September 2019), if your account is debited but the receiver isn't credited on an IMPS transfer, the receiver's bank has until the next working day (T+1) to credit it or send the money back. After that the bank owes you ₹100 for every day of delay.

What you should do

Check your statement. If nothing was debited, start a new transfer.

If you run payouts or a bank integration

Reconcile the CRN; the bank has no record of the original.

IMPS error RM0 kya hai?

IMPS RM0 ka matlab hai original request nahi mili.

IMPS in brief

IMPS moves money between banks instantly, at any hour, on any day. Transfers go either by account number and IFSC, or by mobile number and MMID. The network limit is ₹5 lakh per transaction, though your bank can set a lower one, which is why codes like 04 and 22 exist.

Checking what happened

Open the transaction in your bank app or net banking and note its RRN, the 12-digit reference number also sent by SMS. The receiver's bank can trace the transfer with it, and you'll need it for any complaint. If the status says pending or deemed approved, wait for the final status before sending the money again.

If it still isn't sorted

Raise a complaint inside your banking app. Quote the RRN from your statement or SMS.
If the app doesn't resolve it, contact your bank's grievance desk with the same reference.
If your bank hasn't replied within 30 days, or you're not happy with the reply, complain to the RBI Ombudsman at cms.rbi.org.in. It's free.

See all 87 IMPS codes →