Industries · Fintechs

Production rails,
without the build.

Fintech builders ship on ZyroAI’s API-first payments, instant KYC, and embedded risk. The infrastructure that would take years to build yourself, available as clean, developer-first APIs.

LIVE RAIL
Collect. Settle. Reconcile.
A UPI request raised, paid and settled — the loop your customers never see.
₹ 4,500Collect request · UPI
Settled
Fintech challenges

The problems we solve here.

Speed to market

UPI and IMPS rails, live in weeks. Not a multi-year build.

Onboarding friction

One API for OCR, face match and liveness, which is usually where onboarding conversion is won or lost.

Fraud, without a risk team

Risk scoring sits inside the flow. Every transaction, from day one.

Integration overhead

Consistent auth, webhooks, and SDKs across every product. One developer experience.

UPI stackLending infraKYC / onboardingFraud preventionPayoutsDeveloper APIs
WHAT YOU GET

Ship in weeks, not quarters.

API-first products designed so your engineers integrate rails instead of building them.

UPI & IMPS APIs

Production payment rails (acquiring, issuing, payouts and settlement) behind clean, documented APIs.

Instant KYC

Drop-in Digital KYC flows with OCR and Aadhaar/PAN verification keep onboarding conversion high and compliance intact.

Embedded risk

Sentinel risk scoring runs inside your transaction flow from day one — fraud defense without building a risk team first.

Conversational layer

Add Voice AI and WhatsApp banking on top of your product without training models or managing telephony.

FOR FINTECHS

Ship a regulated product in weeks.

SANDBOX
Instant
Test keys in minutes
GO-LIVE
<30d
Go-live target
APIs
40+
Production endpoints
UPTIME TARGET
99.99%
Sovereign infra

Build on rails
that just work.

Tell us what’s breaking and we’ll tell you what we’d fix first.

FAQ

ZyroAI for fintechs — frequently asked questions

Why build on ZyroAI as a fintech?

Production-ready rails for payments, lending and identity, so you ship without building infrastructure from scratch.

How quickly can we go live?

The platform is designed for go-live in weeks, with instant sandbox test keys.

How many APIs are available?

40+ production REST endpoints across the platform.