AI-native banking,
sovereign by design.
Scheduled and cooperative banks run their fraud defense, onboarding, and customer experience on ZyroAI — a platform that keeps data in India, satisfies the regulator, and learns continuously across every channel.
The problems we solve here.
Rising fraud & financial crime
Real-time, explainable risk scoring across every transaction — fraud, AML, and risk unified in one learning layer.
Slow, leaky onboarding
Document OCR, face match, and liveness convert more customers with a compliance-ready audit trail.
Data residency & compliance
100% India-hosted infrastructure with residency guarantees built into every layer.
Stretched service teams
Multilingual voice and chat agents handle support, reminders, and collections at scale.
Products banks deploy first
Real-time fraud & financial-crime intelligence with explainable AI risk decisions.
Digital KYC
Fast, compliant onboarding with OCR, face match, and liveness detection.
Voice AI Agents
Human-like multilingual voice for support, reminders, and collections.
Every layer a modern bank needs.
Each capability below is a full ZyroAI product — deployed together or adopted one at a time.
Fraud & AML defense
ZyroAI Sentinel scores every transaction before settlement — explainable AI risk scoring with a 40ms median verdict, so analysts see why a transaction was flagged, not just that it was.
Digital onboarding
Digital KYC with OCR, Aadhaar and PAN checks, and V-CIP support — account opening in minutes while staying aligned with RBI onboarding norms.
Payment rails
UPI Stack and IMPS Stack cover acquiring, issuing, payouts and settlement — modern rails that run alongside your existing core.
AI customer service
Voice AI agents in 22+ Indian languages plus a WhatsApp AI chatbot handle balance queries, payments and support around the clock.
Modern rails on your existing core.
Bring AI to your bank.
Securely. Sovereignly.
Tell us where it hurts and we’ll map the fastest path to value for your team.